Pour milk into lg. bowl. Add pudding mixes. Beat with wire whisk 1 min. Gently stir in 1/2 of the whipped topping and 1/2 of the crushed cookies. Spoon 1 tbs. crushed cookies into 10 individual cups. Evenly divide the pudding mixture among the cups. Top with remaining crushed cookies. Drop remaining whipped topping by spoonfuls onto desserts to create "ghosts." Refrigerate until ready to serve. Store leftover dessert in refrigerator.